In life, you're likely to come across three specific types of insurance most often. Here is where we'll start your organization journey.

Sure, these are some of the most basic types of insurance, but that doesn't mean you shouldn't take great care to organize them. Preparing documentation of these policies ahead of time will make things easier on your family. Don't know where to start? We got your back.

Health Insurance

Even we're not going to get deep into health insurance. It can get pretty complicated, you know it and we know it. Thankfully, there's only a handful of things you need to keep in mind:

• Your provider. People need to know who to talk to, whether it's an insurance company or government agency.
• The payment process. Is this coming out of your bank account, government assistance, a secret Caribbean account?
• The payment amount. A large bill is a terrible surprise. Let your loved ones know what they're getting into.
• Account access. Think login details for online portals and other passwords.